What mechanism allows very low-mass red dwarfs (below 0.4 M_sun) to achieve lifespans potentially exceeding the current age of the universe?

Answer

They are fully convective, allowing them to use virtually all their hydrogen as fuel.

Red dwarfs are fully convective, meaning the entire stellar volume is mixed continuously. This allows them to use nearly all their hydrogen, compensating for their very slow fusion rate.

What mechanism allows very low-mass red dwarfs (below 0.4 M_sun) to achieve lifespans potentially exceeding the current age of the universe?
astronomystarmain-sequencemasslifetime